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I don't know about you but I always wondered what factors determined the premium on my auto insurance. Well I am going to hopefully help you out. Some factors may just surprise you and some may make you think. Let's start here.

One of the few most important factors that determine your auto insurance premium is of course the vehicle that you drive. This is one of the few factors you can control or change. The way the insurance company looks at this factor is. One- What are the Collision damage costs? This is one of the main factors in that puts some cars on the "Good car list" which you WANT and the "Bad car list" which you DO NOT want. This has a big impact on the difference of price between one type of car over another. On a less costly note is how attractive the car is to thieves. Vehicles that are on the top of the insurance cost list are usually high horsepower, high dollar or ones that are expensive to repair. So that hot looking sporty car will always cost you more, especially more for the young drivers, because they tend to crash more often. They see it as if you have a high horsepower car you are going to drive it in such a manner, even though this may not be true, you won't be able to change their mind about it. Also if the particular car you own is being crashed a lot by other people this will jack the rate up as well. So it's not only how you drive but how other people are driving that same automobile. On some high-end cars tend to have aluminum body panels; these are more costly to replace then sheet metal.

Another fact you may not know; if you drive an SUV or a larger vechal your Liability insurance will more then likely have a higher premium, because these types of vehicles will cause more damage in an accident.

Here is a helpful hint on which cars are the most and least expensive to insure. I'll start with the most expensive first. These cars in this list are the most expensive due to collision losses. This is the most recent list I could find. Some of these cars might just surprise you. I know it suprised me when I saw my $20,000 car in this list. As you will see it's not just the Expensive cars that cost more, or the Safe cars that cost less. There is a real science in determining insurance cost.

Most Expensive

1. Mitsubishi Lancer Evolution

2. Mercedes CL-Class

3. Dodge SRT-4

4. Subaru Impreza WRX

5. Jaguar XK (convertible)

6. Lexus IS 300

7. Honda S2000

8. Acura RSX

9. Nissan 350Z

10. Jaguar XJ

Least Expensive

1. Volvo XC90

2. Chevrolet Malibu Maxx

3. GMC Safari

4. Buick LeSabre

5. Nissan Pathfinder Armada (2004 only)

6. Pontiac Montana (standard model)

7. Mazda MPV

8. Ford Thunderbird

9. Pontiac Montana (extended model)

10. Ford Taurus (station wagon)

So think of these factors when either buying a new car or wondering why your insurance is so expensive. But if your auto insurance is too expensive there is nothing wrong with always shopping around before you buy. Thank you for taking the time to read this article. I hope it helped you learn a few things you may have not known.

check out this link if you want to learn more. http://help-on-autoinsurance.blogspot.com

New Subaru Impreza Wrx Goes on Sale in Japan

Subaru’s new Impreza WRX goes on sale in Japan this week as a late 2007 model, and with it come greater anticipation for the high-performance STI version, which won't be officially revealed until the Tokyo auto show in October later this year.

The Subaru Impreza WRX five-door hatchback (known as the Impreza S-GT in Japan) features a turbocharged 2.0-liter version of the Subaru boxer-4, and it produces 248 horsepower at 6,000 rpm. When this car hits U.S. shores this fall as a 2008 model, it will have a 2.5-liter iteration of this engine that produces about 225 hp and 226 pound-feet of torque. In the UK, tight European emissions laws mean buyers won't be offered the WRX model when the hatch arrives there later this year.

Meanwhile, the “wilder”, high-performance 2008 Subaru WRX STI expected to remain under cover until the Tokyo auto show already has a few key facts leaked.

The WRX STI draws motorsports technology directly from Subaru expertise in World Rally Championship (WRC) competition and is designed to appeal to the most serious driving enthusiasts. STI stands for Subaru Tecnica International -- the high-performance and motorsports subsidiary of Fuji Heavy Industries Ltd.

The highly anticipated STI is set to be powered by a tuned version of the 2.5-litre boxer engine turbocharged to produce more than 300hp and around 400Nm of torque, be mated to Subaru's existing six-speed manual box. A new automated manual, sourced from specialist firm Aisin, is expected to join the line-up when the latest Impreza is facelifted in 2009.

Subaru is making sure that the new Impreza can and will give its archrival, the 2008 Mitsubishi Evo X - which will feature an optional twin-clutch sequential-manual gearbox with steering-wheel-mounted shift paddles – a run for its money.

The top Impreza will offer a range of unique styling additions, including a specially developed bonnet, grille and a wide front bumper with big air intakes.

Flared wheelarches house smart 18-inch alloys, which will hide the existing STI's Brembo brake system. Buyers can expect to see minor tweaks to the all-wheel-drive system, and engineers have also taken the opportunity to tune the handling, thanks to a more compact double wishbone rear suspension set-up.

Inside, the new Impreza range boasts higher-quality trim, with the STI getting a pair of supportive bucket seats up front to boost its sporty appeal.

Subaru (maker of top of the line Subaru oxygen sensor), has also told Inside Line that a turbocharged boxer-4 diesel for the WRX is in the works and should be out by early 2009. The company is reportedly eager to drop a high-mpg diesel into the Forester and Impreza soon after the Legacy gets Subaru's first diesel next summer, so the WRX is part of the program. Sources from Subaru have also reportedly confirmed that the company is working on a five-speed automatic and a continuously variable transmission, and both these options could be offered as early as mid-2009.

Subaru is a Japanese car company and is the automotive division of Fuji Heavy Industries Co., Ltd. (FHI). It is currently an affiliate of Toyota Motor Corporation, with it owning 8.7% of FHI. They acquired that stake from General Motors, who bought 20% of FHI in 1999 to have an extended presence in international markets, and collaborate technologically with FHI.

FHI has recently set a new theme for Subaru cars that emphasizes Subaru’s goal: Subaru offers a comfortable, pleasant drive for the driver and passengers; provides peace of mind and reliability; and extends convenience, utility and functionality.

About the Author

Zeke Gervis has a degree in Human Resource Management. He is an F1 fanatic and is a collector of racing memorabilias. At present, he enjoys working at a consulting firm in Iowa.

How to set up my 06 Subaru Impreza's engine for rally?

Its a Subaru Impreza WRX STI 06 2.5L with the PPP 320bhp package.
I want it to sound like theres a mob of angry bees in my exhaust, what will the fuel effiency be like afterwards and will i get pulled by the coppers for driving this setup on the roads (UK)
Thanks!

that's an awesome car by the way but here is what i think

1 the engine is pretty much set up the way it needs to be, i would focus on suspension and gearing
2 the sound that the rally cars make that sound like bees is the anti lag system. or VGT turbo (very
expensive) but you could get a different exhaust to make it sound like that.
3 its not the best idea to make major modifications to your car if its your daily driver.
4 if you mod the exhaust the fuel econ. shouldn't suffer.
5 if your going to rally i would get a cheep car because they get pretty beat up in racing. and stock
cars hold there value better than modified cars.
6 i live in Utah USA so i cant tell you about the police officers lol

but good luck in what ever you decide to do with it

Subaru says 2011 Impreza to start at $17,500
Subaru of America said Friday that the 2011 model year Impreza compact car will have a starting price of $17,495. The Japanese automaker said that the five-door version of the Impreza will start at $17,995. The Impreza is one of Subaru's better performing... Subaru - Subaru Impreza - United States - Automotive industry - Subaru America

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