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Mitsubishi Mirage
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When buying a new or used car, many consumers don't even think of how much the car insurance will cost. They usually buy the car first and worry about insurance rates later. Unfortunately, many drivers fail to realize there is a vast range of insurance pricing based on the vehicle one drives. Insurance can almost double on some vehicles that are considered to be "high risk." On the other hand, you can save a small fortune by selectively purchasing your vehicle based on car insurance premiums. The right car can result in cheap car insurance rates, which will potentially save you thousands of dollars in the years to come.

Car Insurance Studies and Crash Tests

When considering a certain car, do some research on how well the car fares in crash tests as well as theft risk. Companies spend millions of dollars on research to determine which cars are more likely to be stolen or which will sustain the most costly damage during an accident. Companies even consider how well protected the driver and passengers are in the car in the event of an accident. Simply put, some cars have built-in safety features that can decrease the risk of severe injury. Air bags are just one example, but other design features in the side doors, front or back end, tires, etc. can help reduce risk of injury as well.

An organization that gathers all sorts of information on vehicles is the Highway Loss Data Institute (HLDI). It is a nonprofit organization that is funded through the Insurance Institute for Highway Safety (IIHS) for the purpose of automobile industry research. Insurers use this data to determine which cars are considered to be high-risk automobiles. The Insurance Institute for Highway Safety releases crash test results as well as theft risk lists to help consumers and insurance providers determine which cars are the least risky to own. Often times, cars on the low risk list will have the cheapest auto insurance rates.

Though the list data changes from year to year, there are some cars that remain on the lists year after year. For example, a few cars that are often considered to be at a high risk of theft include Honda Accord, Nissan Sentra, Toyota Camry, Ford F-150, and Toyota Corolla. A few of the cars with expensive claims include Kia Rio (four door), Chevy Tahoe (two wheel), GMC Yukon XL (1500 four wheel), Mitsubishi Mirage (two door), and Suzuki Esteem (four door). Among those with the least expensive claims are the Ford Excursion (two wheel drive), GMC Safari (four wheel drive), Porsche 911 Coupe, and Lexus IS 300 (four door).

You'll notice that many high performance or sporty vehicles end up on the "high risk" lists as either being favored by car thieves or more expensive on collision claims and injuries. Therefore, it can be assumed that avoiding these types of cars and researching to find a car that's less of a risk for insurance providers will help you obtain cheap auto insurance.

Compare Rate Quotes

Once you've narrowed your possible car choices to just a few, use these lists and other resources to research the cars and decide which automobile would be more insurance friendly. Then use an online insurance quote site to compare the rates for each car among the top providers. Most quote sites will allow you to compare 10 to 15 providers at a time so you can gather information quickly for each car.

Compare rates and plans as well as deductible amounts to see which best fits your budget. Taking these steps will help you find a safe, secure car with cheap car insurance rates to ease the cost of living.

Chris Robertson is an author of Majon International, one of the worlds MOST popular internet marketing companies on the web.
Learn more about Cheap Car Insurance.

Fine Vehicle the Volkswagen Passat 3.2 V6 Fsi

In Australia, you can purchase one unit of the Volkswagen Passat 3.2 V6 FSI for some AUS$54,990. But with that amount of money, you do get three years worth of warranty of some 100,000 kilometers of travel. This vehicle comes equipped with the 3.2 liter V6 engine, just like what its name suggests. And as per its exterior, you would find it to be a delightful one at that.

Europe is where the Volkswagen Passat 3.2 V6 FSI originated and you could very much say that has found competition in vehicles like the Ford Halcon, the Holden Commodore, and the Mitsubishi 380. Large cars they are that businesses and fleets do choose them over other vehicles. But bring the Volkswagen Passat 3.2 V6 FSI to the land down under, and you will find it to be like a mirage in the desert.

Packed and made up of Volkswagen auto parts, the Volkswagen Passat 3.2 V6 FSI works very well and certainly looks good. Some people even refer to this vehicle as a luxury car. After all, it has been built on the larger VW Golf 5 platform. Instead of having its engine lying lengthwise under the hood, it now lies across the vehicle which is just like the Audi A4 vehicle which also uses the same platform.

You can now say that the Volkswagen Passat 3.2 V6 FSI is elegant in its own way. It is simple with its smooth panels plus its roofline that just gives the vehicle a different aura. It also holds a chrome-plated and plastic nose that just shows off the pride of its ancestors. In fact, this vehicle has been built in Emden in Germany. It looks and feels solid but the vehicle squeaks a bit. This happens only if you do run the Volkswagen Passat 3.2 V6 FSI over rough terrain, which is possibly the reason because it was not designed to be an off road vehicle.

And for those who love to eat or drink inside their vehicles, the Volkswagen Passat 3.2 V6 FSI has got a treat for you. You can find two cupholders in the center console of this vehicle. You just push a button and off they go, ready for you to use.

About the Author

Tom Bailey is a consultant for one of the country's leading auto parts stores. He is also an editor of a reputable publishing company in his area. He is currently based in Atlantic City, New Jersey with his wife and 3 children.

Is it legal to convert a car into a different car? example: Mitsubishi Mirage to Evolution 5?

Is it legal to convert a mitsubishi mirage to evo 5? Im not sure if its legal. If anything, i live in Illinois. I plan to just change the body/exterior.

The V.I.N. identifies the car. You can make any change you want, but you cannot misrepresent it when selling it, or you can get into trouble.

Insurance companies ask for the vin when insuring a car so they know exactly what it is.

P.S. also, if you wreck the car, and havn't told your ins about the changes, they will pay only for restoring it to it's ORIGINAL state, rather than what you changed it to.

Police: No one seriously hurt in car wreck that nearly put vehicle in creek
Three people had to be extricated from a vehicle on West Union Road early Friday evening as the car nearly ended up in a creek, police said. According to officer Chris Fincher of the Floyd County ...

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